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Motor Vehicle Accident Compensation in New York If you suffer injuries in a motor vehicle accident that the state of New York deems serious, you may be able to file a lawsuit seeking compensation. Your attorney can provide advice on whether your injuries are in line with this threshold. Insurance companies are experts in contesting your losses. Insurance companies can offer settlements that are not enough to cover your losses. Damages If you've suffered injuries in a motor vehicle collision you could be entitled to compensation. These damages are intended to cover your costs and expenses, such as medical bills, lost income, and property damage. You can also be compensated for suffering and pain. This kind of compensation may be subjective and hard to quantify. A knowledgeable lawyer in tort law will help you obtain maximum damages for your injuries. If, for instance you suffer an injury that results in permanent impairment to your leg or arm the compensation could include future expenses associated with the impairment. This could include physical therapy, surgeries, equipment, or prosthetics. A permanent loss of a leg, or a disfigurement can create emotional trauma for the rest of your life and a decreased quality of life. This is known as mental anxiety. Insurance companies often attempt to decrease the value of non-economic damages, which are intangible. Morgan & Morgan's skilled tort lawyers will ensure that you receive the entire value of your general damages. Medical bills When you are injured in a motor vehicle accident medical bills can build up quickly. You may be overwhelmed by the expenses particularly if you're still recovering from your injuries. There are many options for car accident victims can get help with medical bills. In New York, all drivers are required to carry Personal Injury Protection (PIP) which covers the initial medical expenses of a victim after an accident. PIP will also cover the loss of income for up to 90 days in the event that the victim of an accident is unable to work. Medicare and health insurance can also cover medical expenses in addition to PIP. The only catch is that the patient has to be able to prove that the costs are related to the accident by providing doctor's bills and receipts. Certain hospitals and doctors might allow a person injured to negotiate a payment plan in exchange for a lien on the victim's eventual personal injury verdict or settlement. These liens are typically referred to as medical liens or hospital liens. If you do not resolve these debts within a reasonable amount of time the debts could be sent to collection. Victims may also seek compensation for the cost of mileage related to getting to and from medical appointments by keeping track and storing their mileage receipts. Loss of wages If you're unable to work due to an accident in your car it can be extremely difficult to survive. Many Americans are living pay-to-pay and losing just a few weeks, or even months of pay can be catastrophic. Car accident victims are often successful in recovering lost wages through their lawsuits for car accidents. Typically, claims for lost wages are determined by determining the amount of time an injured person could have been working regardless of their injuries. This can include missed shifts or overtime hours as well as any work performed during an hospital stay. To prove the loss of income the plaintiff needs to request documents from his employer. These can be letters that verify the amount of hours they were off work and their salary or hourly rate. Pay stubs or copies the injured person's tax return may be added as other documentation. motor vehicle accident law firm wyoming is crucial that the demand package be completed as soon as is possible following a car crash. This will allow the injured party to obtain the maximum benefits from their claim. The evidence of the accident will be more convincing when it is immediately provided. Suffering and pain It can be difficult to determine the physical and emotional trauma caused by a car accident. It is important to seek compensation in the event of an accident for these damages. These are also known as non-economic damages. These damages can include suffering and pain and loss of enjoyment of life, PTSD, and more. These costs can be difficult to quantify as it could take a while to fully comprehend the impact of your injury. Your lawyer can use one of two methods to calculate your pain and suffering damages. The most common is the multiplier method, in which your total economic damages are tallied—including your past and future medical expenses or loss of income from work because of your injury and property damage—and multiplied by a number ranging between 1.5 to 5. The higher the number is, the more serious your injuries are deemed to be. The other way to assess the degree of pain and suffering is through a per diem basis. Your lawyer can ask the jury to decide on a dollar amount each day that you endure. This is particularly beneficial for those who work outside the house or have children to take care of as they recover.